Important Frequently Asked Questions – Travel Insurance and Swine Flu

by nicabrian on August 30, 2009

Global Travel Insurance

The travel industry is going through a difficult time at the moment due to the economic problems. However, the plus side for holiday makers is that there are more deals on vacations abroad. Travelling abroad, it is essential you have holiday insurance, the best example being the recent problems we have had with swine flu. Without insurance you could end up with large hospital bills and some people were even stranded on holiday. For those with holiday insurance the extra hotel and flight costs should have been covered.

Your family need not travel together all the time either. Anyone who is signed up tot the family or group policy can enjoy insurance cover wherever they travel to, whether they do so with the family in tow or not.

Even more money can be saved when you opt for a policy that provides free cover for children. Some companies will offer free insurance for any child travelling with a named adult, while some will only offer complimentary cover to children who are aged two or under.

As insurers know, not all families will want to name two parents on a policy. For this reason providers will most usually offer a single parent family product so that single parent families can also benefit from reduced travel insurance rates.

I want to cancel my vacation to Mexico – and I covered?

Maybe is the answer to this one. If your government has advised against travel to a specific destination because of a pandemic, or other reason – then your travel insurance should cover you for loss of deposits etc. However, if you have decided you want to cancel just because you are nervous – and there is no government advisory against travel to your main holiday destination – then its unlikely that you are covered. In this case you will only be covered if you have a “cancel for any reason” clause in your policy.

As travellers over the age of sixty-five are considered to have a much higher medical risk than younger family members, people in this age group cannot usually obtain group or family insurance. It is possible for someone in this age group to be named on such a policy, but you should expect to pay a much higher premium to do so.

You may wish to either cancel your travel insurance (no use in paying for it if they are not covering you) or change insurance companies.

Resource Author Francisco R. Higueras
Understand How to Make Money Without Money Today
Todo sobre Juegos para gente que le gusta jugar
Encontrar un Trabajo – Empleo es fácil si sabe dónde buscar

 

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • YahooMyWeb
  • Google Bookmarks
  • Yahoo! Buzz
  • TwitThis
  • Live
  • LinkedIn
  • Pownce
  • MySpace
  • Share/Bookmark

Previous post:

Next post: